Israel Credit Cards Ltd (CAL) (commonly known as Cal Card) is one of the largest credit card companies in Israel, established in 1979. The company operates as both a card issuer (for consumers) and a payment processor/acquirer (for merchants), making it a key player in Israel’s financial and payments ecosystem.

CAL issues and manages credit cards across major global networks such as Visa, Mastercard, and Diners Club (exclusive issuer in Israel), while also clearing transactions for multiple card brands, including Isracard.

SERVICES

• Credit Card Issuing: Provides Visa, Mastercard, and Diners Club credit cards to individuals and businesses.
• Merchant Acquiring & Payment Processing: Enables businesses to accept card payments (POS, online, and mobile).
• Clearing & Settlement Services: Processes and settles transactions across multiple card networks, including Isracard.
• Non-Bank Credit & Loans: Offers personal loans, installment plans, and other credit solutions to customers.
• Digital Payment Solutions: Supports mobile and contactless payments (e.g., Apple Pay integration).
• Prepaid & Financial Products: Provides prepaid cards and additional financial tools for spending and budgeting.
• Online Account & Mobile App Services: Allows users to track transactions, manage cards, and control spending digitally.
• Installment & Flexible Payment Options: Enables users to split payments or manage billing cycles.
• Business Payment Solutions: Offers tailored payment and financing solutions for merchants and enterprises.

Countries

These are the countries in which this lender operates/is available.